Closing Costs .....

Cash requirements to close a home purchase can be substantial. Your Lawyer will advise you of the exact cost required. A checklist is supplied below for reference only. I would be pleased to review which costs are applicable to your purchase.

Purchase price – less Mortgage Payable
GST (if applicable) $
Provincial Land Transfer Tax
Toronto Land Transfer Tax
Total Cost of Home

Up-Front Costs
Appraisal fee (if applicable) $ 400.00
Deposit (to be paid when you sign the Offer to Purchase) $ 10,000.00
Down payment $ 50,000.00
Home inspection fee $
Legal fees and disbursements $ 1,000.00
Mortgage broker's fee (if applicable) $
Mortgage loan insurance premium (can be included in your mortgage) $ 6,000.00
Prepaid property taxes and/or utility bills adjustment $ 500.00
Property insurance $ 1,000.00
Survey or certificate of location cost $
Title insurance $ 400.00
Other $
Total Up-Front Costs
Other costs
Appliances $
Gardening equipment $
Snow-clearing equipment $
Window treatments $
Decorating materials $
Hand tools $
Dehumidifier $
Moving expenses $
Renovations or repairs $
Service hook-up fees $
Condominium fees $
Total Other Costs